Balance Transfer and other rates

Balance Transfer

Financing Tenure, Profit Rate, (flat per anum)
2-5 years 8.50%
6-7 years 11.99%

Base on Credit Card Limit
15000 x 0.37 = 5550
= 5550 x 5
= RM27,750.00

Monthly Payment
= RM27,750 x 8.5%
= RM2358.75 x 5 =RM11,793.75
= 39,543.75 /60
= RM 659.06

Highest Card Limit Range Avg Multiplier
Below RM 11,999 0.52
RM 12,000 - RM 16,499 0.37
RM 16,500 - RM 29,999 0.33
RM 30000 & Above 0.32

Corporate Community Select

Financing Tenure, Profit Rate, (flat per anum)
2-5 years 7.50%
6-7 years 11.99%
minimum salary RM 2000

Exp :-
25,000 x 7.5%
= 1875 (profit p.anum)
= 9375 (profit for 5 years)
= 25,000 + 9375
= 34,375 /60
= RM 572.91 (Monthly Payment)

Customer Disbursement
25,000 - 250 (Gov Tax)
= 24,750 -0.5% (Delivery Charges)
= 24,625.25 - 118.75(Insurans - Age(31years)
= RM 24,506.50

Personal Financing Product (Mass Market/ Private Sector)

Financing Tenure, Profit Rate, (flat per anum)
2-5 years 9.99%
6-7 years 11.99%

Balance Transfer

Financing Tenure,Profit Rate, (flat per anum)
2-5 years 8.50%
6-7 years 11.99%

Corporate Community Select

Financing Tenure,Profit Rate, (flat per anum)
2-5 years 7.50%
6-7 years 11.99%